ADA YG BERTANYA APA PERLUNYA 'PATUH SYARI'AH' DALAM TELEKOMUNIKASI (TELCO)?
Jawapan:-
✔Supaya tiada unsur manipulasi dlm segala bentuk pengiklanan yg mengelirukan.
✔Supaya tidak ada caj tersembunyi dlm semua urusan yg melibatkan jual beli.
✔Agar pengguna tidak terikat dgn kontrak yg memaksa pengguna mengikut apa shj perubahan yg tak munasabah.
✔Supaya terma & syarat diperjelaskan dgn sejelas-jelasnya.
✔Supaya tiada unsur penipuan yg melibatkan 'DATA DIKONTROL KELAJUAN' kononnya disebabkan waktu sesak dan sebagainya.
✔Supaya pengguna dpt menggunakan perkhidmatan sesuai dgn apa yg dibayar.
✔Supaya tidak ada lg 'ISU HILANG KREDIT' yg disebabkan oleh pelbagai 'Perangkap SMS 5 angka' yg mengelirukan pengguna.
Jawapan:-
✔Supaya tiada unsur manipulasi dlm segala bentuk pengiklanan yg mengelirukan.
✔Supaya tidak ada caj tersembunyi dlm semua urusan yg melibatkan jual beli.
✔Agar pengguna tidak terikat dgn kontrak yg memaksa pengguna mengikut apa shj perubahan yg tak munasabah.
✔Supaya terma & syarat diperjelaskan dgn sejelas-jelasnya.
✔Supaya tiada unsur penipuan yg melibatkan 'DATA DIKONTROL KELAJUAN' kononnya disebabkan waktu sesak dan sebagainya.
✔Supaya pengguna dpt menggunakan perkhidmatan sesuai dgn apa yg dibayar.
✔Supaya tidak ada lg 'ISU HILANG KREDIT' yg disebabkan oleh pelbagai 'Perangkap SMS 5 angka' yg mengelirukan pengguna.
Sedikit pengenalan salah seorang ahli panel patuh syariah onexox, pakar muamalat tersohor malaysia..
Profile
Ustaz Dr Hj Zaharuddin Hj Abd Rahman
(updated on 02 Sept 2016)
Jawatan Sekarang
Penolong Professor (Assistant Professor atau Pensyarah Kanan), Universiti Islam Antarabangsa Malaysia
Presiden, Multaqa Asatizah & Du'at (MURSHID)
Penasihat Shariah, KWSP Simpanan Shariah
Penasihat Akademik, Kolej Universiti Islam Perlis (KUIPs)
Pakar Kewangan Islam Jemputan, Jabatan Akauntan Negara Malaysia
Ahli Majlis Perundingan Islam (MPI), Malaysia
Ahli, Majlis Penasihat Shariah, ACR ReTakaful Berhad, Malaysia
Ahli, Majlis Penasihat Shariah ACR MEA Takaful, Bahrain
Ahli Majlis Fatwa Perlis
Penasihat Shariah, BIMB Securities Sdn Bhd
Penasihat Shariah, Perbadanan Usahawan Nasional Berhad (PUNB)
Pengerusi, Jawatankuasa Penasihat Shariah, BNP Paribas Najmah Malaysia
Pengerusi, Jawatankuasa Penasihat Shariah, Exim Bank Berhad
Penasihat Shariah, Salam Sedania Capital Sdn Bhd
Felo Dakwah, YADIM
Pengerusi, Jawatankuasa Penasihat Shariah, Onexox Sdn Bhd
Penasihat Shariah, Baco Medicare Group Sdn Bhd
Penasihat Shariah, Yasmin Holdings Group Sdn Bhd
Penasihat Shariah, Storm Readers Sdn Bhd
Pengerusi, KFiqh Sdn bhd
Penasihat Halal & Shariah, Elzar Resources Sdn Bhd
Pengerusi Jawatankuasa Shariah, Ana Edar Sdn Bhd
Kolumnis Majalah Solusi, (Ruangan Fiqh Muamalat) terbitan Telaga Biru Sdn Bhd
Kolumnis Majalah Al-Ustaz terbitan Telaga Biru Sdn Bhd
Penceramah undangan di TV1, TV3, TV9, TV Al-Hijrah, Astro, TV al-Hikmah, Radio IKIMfm, Radio Bernama 24, Radio Nasional
Kelulusan
B.A ( Hons) , Usuluddin, Universiti Malaya dan
M.A, Shari'ah (Hons) , Univ. Al-Yarmouk, Jordan
PhD, Syariah & Islamic Finance, Univ of Wales, United Kingdom
Tawliah Berceramah dari Jabatan Agama Islam Wilayah Persekutuan (JAWI) No Ruj : pmwp/600/2klt.6(138)
Tawliah Ceramah , Jabatan Agama Islam Selangor (JAIS)
Tawliah Ceramah & Mengajar, Jabatan Agama Islam Perlis
Ijazah Ilmiah dari Syeikh Al-Imam Dr Yusuf Al-Qaradawi
Pengalaman
Ahli, Panel Kajian Shariah, Jabatan Kemajuan Islam Malaysia (JAKIM)
Perunding & Pakar Shariah, Bank Negara Malaysia (BNM)
Penerima Anugerah Media Islam Negara Ke3, Laman Web Islamik terbaik
Ahli Majlis, IIUM Institute of Islamic Banking & Finance (IIiBF)
Perunding Shariah, UEM Land Berhad
Penasihat Shariah & Board Member, Al-Naqiy Islamic Solution Sdn Bhd, Global Islamic Advisory & Consultancy
Ahli, Majlis Penasihat Shariah, Al Rajhi Bank Malaysia Berhad
Associate Lecturer, The Markfield Institute of Higher Education, United Kingdom
Penasihat Shariah, Siraj Capital Ltd, Jeddah
Kaunselor Shariah, Ingress Corporation Bhd
Felo Akademi, Pusat Kajian Modeniti & Masyarakat Madani
Kolumnis, RHB ISLAMIC Speaks, NST Business Times
Kolumnis Majalah ANIS, terbitan Galeri Ilmu
Kolumnis Ruangan An- Nur, Akhbar METRO AHAD
Pengurus Kanan, Shariah Compliance Department, RHB ISLAMIC Bank Berhad
Setiausaha Majlis Penasihat Shariah, Asian Finance Bank Bhd ( Anak Syarikat Qatar Islamic Bank)
Penasihat Shariah Luaran, RHB Islamic Bank Berhad
Ahli, Konsultan Shariah, Standard Chartered (Sadiq) Bank (Malaysia) Berhad
Pengerusi Majlis Penasihat Shariah, OSK Investment (Islamic) Bank Berhad
Ahli, Majlis Penasihat Shariah, Deutsche (Islamic) Bank, Malaysia
Pensyarah Sambilan, (mengajar subjek Fiqh Muamalat dan Usul Fiqh) European Institute of Human Science, Wales, UK
Buku ( Books published / to be )
Wang, Anda dan Islam terbitan True Wealth Sdn Bhd (Dec 2007) - 7,000 copies in 12 months
Money You and Islam, terbitan True Wealth Sdn Bhd (Dec 2008)
Formula Solat Sempurna, terbitan Telaga Biru Sdn Bhd (March 2008) - Best Seller 14,000 copies in 9 months
Untukmu Wanita, terbitan Galeri Ilmu Sdn Bhd (Ogos 2009)
Untukmu Umat, terbitan Alaf 21 Sdn Bhd (Julai 2009)
Riba dan Isu Semasa Kewangan, terbitan Telaga Biru Sdn Bhd (Feb 2010)
Kontrak and Produk Perbankan Islam, terbitan Telaga Biru Sdn Bhd (Oktober 2009)
Islamic banking Products and issues, terbitan Cert Publication Sdn Bhd
Maqasid As-Shariah Fi Ahkam al-Buyu' (in arabic), terbitan IIUM Press (April 2009)
Comprehensive Prayer Formula, terbitan Telaga Biru Sdn Bhd (Nov 2009)
Murabahah : Teori, Isu dan Aplikasi, terbitan True Wealth Sdn Bhd (June 2009)
Ledakan Facebook : Antara Dosa & Pahala, terbitan PTS Islamika (Jan 2012)
Diari Musafir, Jangan Berhenti Berlari, terbitan Galeri Ilmu Sdn Bhd (April 2012)
Indahnya Politik Cara Islam (2013)
Fiqh Kewangan Islam terbitan PTS (2014)
Ajaibnya Sedekah terbitan Telaga Biru (2014)
Formula Solat Sempurna Ekspress terbitan Telaga Biru (2013)
Sebelum Menjadi Ulama & Pendakwah terbitan Telaga Biru ( 2014)
In English
At Present
Senior Lecturer / Assistant Professor, International Islamic University University Malaysia
Shariah Expert & Consultant, Central Bank of Malaysia
Member, Shariah Adviser, ACR ReTakaful Berhad, Malaysia
Chairman, Shariah Committee, BNP Paribas Najmah Malaysia
Chairman, Shariah Committee, Exim Bank Berhad
Member, Shariah Committee, ACR Takaful MEA, Bahrain
Shariah Adviser, Yasmin Holdings Plc Malaysia
Shariah Adviser, Storm Readers Plc Ltd Malaysia
Shariah Adviser, Hana Gold Sdn Bhd
Shariah Adviser, Salam Capital Sdn Bhd
Shariah Consultant, Al-Ustaz Magazine
Columnist, i-Magazine, Published by Karangkraf Malaysia.
Columnist, Iktisad Magazine ( Islamic Banking Issues)
Columnist, Solusi Magazine ( Fiqh Muamalat section)
Columnist, Al-Ustaz magazine
Columnist, Mingguan Malaysia newspaper
President, MURSHID
Dakwah Fellow, YADIM
Education
B.A (Hons) Usuluddin, University Of Malaya, Malaysia
M.A (Hons) Fiqh & Usul Fiqh (Specialized in Islamic Commercial Transaction), Al-Yarmouk, Jordan
PhD, Syariah & Islamic Finance, Univ of Wales, United Kingdom.
Academic Certification ( ijazah) from Syeikh Al-Imam Dr Yusuf Al-Qaradawi.
Experiences
Senior Manager, Shariah Compliance Department, Product Development Division, RHB ISLAMIC Bank Ltd
Shariah Consultant, UEM Land Berhad
Member, Shariah Research Committee, Islamic Development Department of Malaysia (JAKIM)
Shariah Adviser & Board Member, Al-Naqiy Islamic Solution Sdn Bhd, Global Islamic Advisory & Consultancy
Shariah Adviser, Siraj Capital Ltd, Jeddah
Member, Shariah Comittee, Al Rajhi Bank Malaysia Berhad
Shariah Consultant, INGRESS Corporation Ltd
Academic Fellow, Center of Islamic For Modernity and Civil Society (CESMACS), Malaysia
RHB ISLAMIC Speakes Comlunist in NST ( Business Times)
Shariah Commitee Secretary & Coordinator, Asian Finance Bank Ltd ( a subsidiary of Qatar Islamic Bank)
External Shariah Advisor, RHB Islamic Bank Berhad (until Feb 2008)
Member, External Shariah Consultation Committee, Standard Chartered(Sadiq) Bank.
Chairman, Shariah Advisory Council, OSK Investment Bank Ltd, Malaysia
Member, Shariah Board, Deutsche (Islamic) Bank, Malaysia
Associate Lecturer and Trainer, The Markfield Institute of Higher Education, United Kingdom
Part Time Lecturer (teaching Muamalat and Usul Fiqh subjects), European Institute of Human Science, Wales, UK
Profile
Ustaz Dr Hj Zaharuddin Hj Abd Rahman
(updated on 02 Sept 2016)
Jawatan Sekarang
Penolong Professor (Assistant Professor atau Pensyarah Kanan), Universiti Islam Antarabangsa Malaysia
Presiden, Multaqa Asatizah & Du'at (MURSHID)
Penasihat Shariah, KWSP Simpanan Shariah
Penasihat Akademik, Kolej Universiti Islam Perlis (KUIPs)
Pakar Kewangan Islam Jemputan, Jabatan Akauntan Negara Malaysia
Ahli Majlis Perundingan Islam (MPI), Malaysia
Ahli, Majlis Penasihat Shariah, ACR ReTakaful Berhad, Malaysia
Ahli, Majlis Penasihat Shariah ACR MEA Takaful, Bahrain
Ahli Majlis Fatwa Perlis
Penasihat Shariah, BIMB Securities Sdn Bhd
Penasihat Shariah, Perbadanan Usahawan Nasional Berhad (PUNB)
Pengerusi, Jawatankuasa Penasihat Shariah, BNP Paribas Najmah Malaysia
Pengerusi, Jawatankuasa Penasihat Shariah, Exim Bank Berhad
Penasihat Shariah, Salam Sedania Capital Sdn Bhd
Felo Dakwah, YADIM
Pengerusi, Jawatankuasa Penasihat Shariah, Onexox Sdn Bhd
Penasihat Shariah, Baco Medicare Group Sdn Bhd
Penasihat Shariah, Yasmin Holdings Group Sdn Bhd
Penasihat Shariah, Storm Readers Sdn Bhd
Pengerusi, KFiqh Sdn bhd
Penasihat Halal & Shariah, Elzar Resources Sdn Bhd
Pengerusi Jawatankuasa Shariah, Ana Edar Sdn Bhd
Kolumnis Majalah Solusi, (Ruangan Fiqh Muamalat) terbitan Telaga Biru Sdn Bhd
Kolumnis Majalah Al-Ustaz terbitan Telaga Biru Sdn Bhd
Penceramah undangan di TV1, TV3, TV9, TV Al-Hijrah, Astro, TV al-Hikmah, Radio IKIMfm, Radio Bernama 24, Radio Nasional
Kelulusan
B.A ( Hons) , Usuluddin, Universiti Malaya dan
M.A, Shari'ah (Hons) , Univ. Al-Yarmouk, Jordan
PhD, Syariah & Islamic Finance, Univ of Wales, United Kingdom
Tawliah Berceramah dari Jabatan Agama Islam Wilayah Persekutuan (JAWI) No Ruj : pmwp/600/2klt.6(138)
Tawliah Ceramah , Jabatan Agama Islam Selangor (JAIS)
Tawliah Ceramah & Mengajar, Jabatan Agama Islam Perlis
Ijazah Ilmiah dari Syeikh Al-Imam Dr Yusuf Al-Qaradawi
Pengalaman
Ahli, Panel Kajian Shariah, Jabatan Kemajuan Islam Malaysia (JAKIM)
Perunding & Pakar Shariah, Bank Negara Malaysia (BNM)
Penerima Anugerah Media Islam Negara Ke3, Laman Web Islamik terbaik
Ahli Majlis, IIUM Institute of Islamic Banking & Finance (IIiBF)
Perunding Shariah, UEM Land Berhad
Penasihat Shariah & Board Member, Al-Naqiy Islamic Solution Sdn Bhd, Global Islamic Advisory & Consultancy
Ahli, Majlis Penasihat Shariah, Al Rajhi Bank Malaysia Berhad
Associate Lecturer, The Markfield Institute of Higher Education, United Kingdom
Penasihat Shariah, Siraj Capital Ltd, Jeddah
Kaunselor Shariah, Ingress Corporation Bhd
Felo Akademi, Pusat Kajian Modeniti & Masyarakat Madani
Kolumnis, RHB ISLAMIC Speaks, NST Business Times
Kolumnis Majalah ANIS, terbitan Galeri Ilmu
Kolumnis Ruangan An- Nur, Akhbar METRO AHAD
Pengurus Kanan, Shariah Compliance Department, RHB ISLAMIC Bank Berhad
Setiausaha Majlis Penasihat Shariah, Asian Finance Bank Bhd ( Anak Syarikat Qatar Islamic Bank)
Penasihat Shariah Luaran, RHB Islamic Bank Berhad
Ahli, Konsultan Shariah, Standard Chartered (Sadiq) Bank (Malaysia) Berhad
Pengerusi Majlis Penasihat Shariah, OSK Investment (Islamic) Bank Berhad
Ahli, Majlis Penasihat Shariah, Deutsche (Islamic) Bank, Malaysia
Pensyarah Sambilan, (mengajar subjek Fiqh Muamalat dan Usul Fiqh) European Institute of Human Science, Wales, UK
Buku ( Books published / to be )
Wang, Anda dan Islam terbitan True Wealth Sdn Bhd (Dec 2007) - 7,000 copies in 12 months
Money You and Islam, terbitan True Wealth Sdn Bhd (Dec 2008)
Formula Solat Sempurna, terbitan Telaga Biru Sdn Bhd (March 2008) - Best Seller 14,000 copies in 9 months
Untukmu Wanita, terbitan Galeri Ilmu Sdn Bhd (Ogos 2009)
Untukmu Umat, terbitan Alaf 21 Sdn Bhd (Julai 2009)
Riba dan Isu Semasa Kewangan, terbitan Telaga Biru Sdn Bhd (Feb 2010)
Kontrak and Produk Perbankan Islam, terbitan Telaga Biru Sdn Bhd (Oktober 2009)
Islamic banking Products and issues, terbitan Cert Publication Sdn Bhd
Maqasid As-Shariah Fi Ahkam al-Buyu' (in arabic), terbitan IIUM Press (April 2009)
Comprehensive Prayer Formula, terbitan Telaga Biru Sdn Bhd (Nov 2009)
Murabahah : Teori, Isu dan Aplikasi, terbitan True Wealth Sdn Bhd (June 2009)
Ledakan Facebook : Antara Dosa & Pahala, terbitan PTS Islamika (Jan 2012)
Diari Musafir, Jangan Berhenti Berlari, terbitan Galeri Ilmu Sdn Bhd (April 2012)
Indahnya Politik Cara Islam (2013)
Fiqh Kewangan Islam terbitan PTS (2014)
Ajaibnya Sedekah terbitan Telaga Biru (2014)
Formula Solat Sempurna Ekspress terbitan Telaga Biru (2013)
Sebelum Menjadi Ulama & Pendakwah terbitan Telaga Biru ( 2014)
In English
At Present
Senior Lecturer / Assistant Professor, International Islamic University University Malaysia
Shariah Expert & Consultant, Central Bank of Malaysia
Member, Shariah Adviser, ACR ReTakaful Berhad, Malaysia
Chairman, Shariah Committee, BNP Paribas Najmah Malaysia
Chairman, Shariah Committee, Exim Bank Berhad
Member, Shariah Committee, ACR Takaful MEA, Bahrain
Shariah Adviser, Yasmin Holdings Plc Malaysia
Shariah Adviser, Storm Readers Plc Ltd Malaysia
Shariah Adviser, Hana Gold Sdn Bhd
Shariah Adviser, Salam Capital Sdn Bhd
Shariah Consultant, Al-Ustaz Magazine
Columnist, i-Magazine, Published by Karangkraf Malaysia.
Columnist, Iktisad Magazine ( Islamic Banking Issues)
Columnist, Solusi Magazine ( Fiqh Muamalat section)
Columnist, Al-Ustaz magazine
Columnist, Mingguan Malaysia newspaper
President, MURSHID
Dakwah Fellow, YADIM
Education
B.A (Hons) Usuluddin, University Of Malaya, Malaysia
M.A (Hons) Fiqh & Usul Fiqh (Specialized in Islamic Commercial Transaction), Al-Yarmouk, Jordan
PhD, Syariah & Islamic Finance, Univ of Wales, United Kingdom.
Academic Certification ( ijazah) from Syeikh Al-Imam Dr Yusuf Al-Qaradawi.
Experiences
Senior Manager, Shariah Compliance Department, Product Development Division, RHB ISLAMIC Bank Ltd
Shariah Consultant, UEM Land Berhad
Member, Shariah Research Committee, Islamic Development Department of Malaysia (JAKIM)
Shariah Adviser & Board Member, Al-Naqiy Islamic Solution Sdn Bhd, Global Islamic Advisory & Consultancy
Shariah Adviser, Siraj Capital Ltd, Jeddah
Member, Shariah Comittee, Al Rajhi Bank Malaysia Berhad
Shariah Consultant, INGRESS Corporation Ltd
Academic Fellow, Center of Islamic For Modernity and Civil Society (CESMACS), Malaysia
RHB ISLAMIC Speakes Comlunist in NST ( Business Times)
Shariah Commitee Secretary & Coordinator, Asian Finance Bank Ltd ( a subsidiary of Qatar Islamic Bank)
External Shariah Advisor, RHB Islamic Bank Berhad (until Feb 2008)
Member, External Shariah Consultation Committee, Standard Chartered(Sadiq) Bank.
Chairman, Shariah Advisory Council, OSK Investment Bank Ltd, Malaysia
Member, Shariah Board, Deutsche (Islamic) Bank, Malaysia
Associate Lecturer and Trainer, The Markfield Institute of Higher Education, United Kingdom
Part Time Lecturer (teaching Muamalat and Usul Fiqh subjects), European Institute of Human Science, Wales, UK
